Whether you’re grabbing a coffee or paying for groceries, having an NFC enabled smartwatch with contactless payment feature can save you time and hassle. It’s a really convenient feature for any smart device in 2025. So here’s a list of the 7 best smartwatches with NFC or Google Wallet support in 2025.
Quick Navigation
- Smartwatch With Contactless Payment Comparison Table
- Check Our Video On The Best Smartwatch With NFC Payment
- Best NFC Smartwatches
- Buying Guide
- FAQs
Smartwatch With Contactless Payment Comparison Table
IMAGE | PRODUCT | SPECIFICATIONS | VIEW ON AMAZON |
Best Android Smartwatch With NFC  | Samsung Galaxy Watch 8 |
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Best NFC Smartwatch For iPhone  | Apple Watch Series 10 |
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Best Garmin Watch With NFC  | Garmin Venu 3 |
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Best Budget Smartwatch with NFC  | Galaxy Watch 7 |
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Check Our Video On The Best Smartwatch With NFC Payment
Best NFC Smartwatches
1. Samsung Galaxy Watch 8 / Watch 8 Classic
First up on the list is the Samsung Galaxy Watch 8, along with its Classic variant. It’s one of the best Android smartwatch with NFC support. It allows me to link my credit or debit cards through the Samsung Wallet App on my connected smartphone. But if you prefer Google Wallet, then you can use it as well.
Setting up the payment methods is quick and easy, and once done, you can pay at any NFC terminal with just a tap. Besides this, it also offers a dual-band GPS for better workout tracking, advanced health sensors, a built-in voice assistant, fall detection, and even AI-powered features like smart replies and sleep coaching.
Thanks to the Play Store support, I can even install useful apps like WhatsApp on my Galaxy Watch, and since it also allows me to make and receive calls without my smartphone, I can easily use the Galaxy Watch 8 as a standalone smartwatch.
Battery life is also decent. On a full charge, it lasted for about 2 days with normal usage. However, the Galaxy Watch 8 only works with Android phones; iPhones are not supported. It’s currently available on Amazon for about $349 and can go up to $549 depending on the variant and size.
Click Here to Check Galaxy Watch 8 On Amazon
Click Here to Check Galaxy Watch 8 Classic On Amazon
2. Samsung Galaxy Watch 7
If you’re looking for a cheap smartwatch with NFC payment that still offers most features of the Watch 8, then the Galaxy Watch 7 is an excellent choice. It also comes with NFC feature and supports both Samsung Wallet and Google Wallet. The process to add debit & credit cards and making payments is identical across all Galaxy Watches. You can check out this video to learn the step-by-step process.
Just like the Watch 8, you get dual-band GPS, excellent health tracking, AI-driven features, a voice assistant, and access to the Google Play Store. On a full charge, the Galaxy Watch 7 also lasts for about 2 days.
All in all, the Watch 7 delivers around 90% of the Watch 8 experience at nearly 50% of the price. You can find it on Amazon, ranging from $200 to $300 depending on the variant.
3. Apple Watch Series 10
For iPhone users, there’s no better NFC smartwatch than the Apple Watch Series 10. It comes with Apple Wallet, where you can store your cards and use them to make transactions at any NFC terminal. Just add the cards in the Apple Wallet of your connected iPhone and they’ll be synced with your Apple Watch.
Besides seamless payment integration, the Series 10 also features built-in GPS, ECG, crash detection, fall detection, on-device calling, and a wide range of health tracking features. To explore its features in detail, you can check out my long-term review of the Apple Watch 10 below.
Since the Watch 10 has a big and beautiful display, I occasionally watch YouTube on my Apple Watch, and even then, it typically lasts up to 2 days on a full charge. The watch is available in multiple sizes and finishes, starting at around $299 and going up to $430 depending on the model.
4. Google Pixel Watch 3
The Pixel Watch 3 is a sleek Wear OS-powered smartwatch that naturally integrates Google Wallet for contactless payments. Just add your debit or credit card through the Google Wallet app, and you are ready to make payments with just a tap.
The smartwatch comes with built-in GPS for accurate activity tracking and covers essential health features, including a new “loss of pulse” alert. It also supports on-device calling so you always stay connected, even without your smartphone. You can easily use apps like Maps and Google Assistant on this smartwatch, as it is a Google smartwatch, and it is deeply integrated with Google services.
As for the battery life, it is decent at best. As per my daily usage, the Pixel Watch 3 lasts about 1.5 days at best. It works only with Android devices, and its pricing starts from about $300 on Amazon.
5. Garmin Venu 3
Next up is a Garmin watch with NFC payment, the Garmin Venu 3. It supports Garmin Pay for contactless payments, but the best part is that this smartwatch is compatible with iPhones as well as Android devices. You can easily set up your cards through the Garmin Connect app.
Aside from payments, the Venu 3 offers strong fitness tracking features, including heart rate variability, Body Battery, fitness age, fall detection, etc, and with a built-in GPS, its activity tracking is also pretty precise. Also, this Garmin smartwatch supports calling, so you can make and receive phone calls directly from your wrist.
With a battery life of up to 14 days, it’s one of the best smartwatches with good battery life that also supports NFC. It’s priced at around $435 and available in two sizes.
6. OnePlus Watch 3
The OnePlus Watch 3 is another solid Wear OS smartwatch that has Google Pay support with Google Wallet. After adding your card to the wallet, you can pay directly with the watch.
It features dual-band GPS for accurate activity tracking, a range of health sensors like ECG, SpO2, wrist temperature. The One Plus Watch 3 comes with a built-in microphone and speaker so you can use the voice assistant & make Bluetooth calls from it.
What makes it stand out is its battery life—up to 5 days on a full charge, which is impressive for a Wear OS smartwatch. The watch is priced at around $325 on Amazon.
7. TicWatch Atlas
The final smartwatch on the list is the TicWatch Atlas by Mobvoi. Like other Wear OS watches, it supports Google Wallet for NFC payments, which works conveniently, and it comes with a built-in GPS along with robust health and fitness tracking features.
One unique highlight is its dual-display design: an AMOLED screen for full functionality and a low-power always-on display that shows essential info without draining the battery. This setup allows the watch to last for up to 4 days. But with the Essential Mode on, it can stretch to an incredible 45 days of battery life which is beyond any other smartwatch on the list.
You can grab it on Amazon for around $216, making it one of the cheapest smartwatches with NFC payment support on this list.
Buying Guide
Now, buying a smartwatch with a contactless payment feature is convenient. It allows you to make payments without needing your cards or your smartphone. But, before getting an NFC smartwatch, you must consider a few things, such as:
1. Bank Support
The first and most important thing that you must look at in an NFC smartwatch is whether it supports your bank cards or not. You can check the smartwatch’s official website for such information, or a simple Google search will do the job.
2. App Compatibility
To add your credit or debit cards to your smartwatch, you need the companion app. So you have to check whether the payment app is compatible with your smartphone or not. For example, Apple Watches don’t work with Android smartphones, and conversely, Wear OS smartwatches don’t support iPhones.
3. Other Features
You won’t buy a smartwatch just for making payments; you will definitely use it for other purposes as well. The other uses may include health monitoring, fitness tracking, answering calls, replying to text messages, etc. Based on what features you use most in your daily life, you can pick an NFC-enabled smartwatch that has those features.
FAQs
Is Contactless Payment Safe?
Yes, NFC payments are totally safe. They use different security protocols to ensure a secure transaction.
How Do I Use NFC On My Smartwatch?
To use NFC for making payments on the go you must add a card to your smartwatch through their particular phone apps.
Can NFC Smartwatch Be Hacked?
Just like anything on the digital platform, NFC can also be hacked. But don’t worry you get password protection on your smartwatch to safeguard anyone from using your watch for making payments without you knowing.
Can I Pay Through My Watch Without My Phone?
Yes, once your cards are added you can make payments from your watch without your phone.
